OZ Finance Hub

Australian finance calculators based on official ATO data

Calculate your tax, student loan repayments, dividends and more with accurate, up-to-date Australian tax rates and thresholds.

Featured Calculators

Essential tools for managing your Australian finances

Superannuation Calculator
Calculate your super balance, employer contributions and retirement projections
  • Retirement balance projections
  • Employer and voluntary contributions
  • Salary sacrifice impact analysis
Salary Sacrifice Super Calculator
Calculate tax savings from salary sacrificing to super
  • Tax savings comparison
  • Take-home pay impact
  • Super balance projections
Salary Tax Calculator
Calculate your take-home pay after tax, Medicare levy and other deductions
  • Income tax and Medicare levy calculations
  • HELP/HECS repayment estimates
  • Superannuation and salary sacrifice options
HELP/HECS Calculator
Project your student loan repayment timeline and total cost
  • Repayment timeline projection
  • Indexation impact calculations
  • Wage growth scenario planning
Dividends Calculator
Calculate dividend tax and understand franking credit benefits
  • Franking credit calculations
  • Tax payable or refundable amounts
  • After-tax dividend income
HELP Repayment Threshold
View HELP and HECS repayment thresholds and rates
  • Current and future thresholds
  • Repayment rate calculator
  • Multiple tax year support

All Calculator Categories

Browse calculators by category

Income & Tax
Salary, tax brackets and income calculations
Student Loans
HELP/HECS repayment calculations
Investments
Dividends, capital gains and investment income
Family & Benefits
Child care subsidy and family benefits
Retirement & Super
Superannuation and retirement planning
Housing
Mortgage and property calculations
Savings & Growth
Compound interest and savings goals
Accurate & Authoritative
Our calculations are based on the latest tax legislation from the Australian Taxation Office (ATO) and other relevant government sources.

ATO Tax Rates

We use official income tax brackets, Medicare levy rates and HELP/HECS repayment thresholds for the selected financial year.

Up-to-Date

Calculations reflect the latest tax year rates and thresholds, updated annually.

Transparent

Clear breakdowns showing exactly how your tax and obligations are calculated.

Disclaimer: These calculators provide estimates based on ATO data and should not be considered as financial advice. Individual circumstances may vary. Please consult with a qualified tax professional for advice specific to your situation.