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Rates and thresholds last updated for the 2025–26 financial year. See disclaimer for details.

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RBA Cash Rate4.10%•AUD → USD0.6872•AUD → EUR0.5963•Bitcoin (AUD)$96,617-0.40%•Ethereum (AUD)$2,985+0.08%

RBA Cash Rate4.10%•AUD → USD0.6872•AUD → EUR0.5963•Bitcoin (AUD)$96,617-0.40%•Ethereum (AUD)$2,985+0.08%

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Student Loans

Student Loans

HELP/HECS and other student loan calculations

HELP/HECS Calculator

Project your student loan repayment timeline and total cost

HELP Repayment Threshold

View HELP and HECS repayment thresholds and rates